There remains a yawning gap between the amounts of money that British women expect to receive each year in retirement as compared with their male counterparts. The disparity has long been recognised but has been highlighted again by figures from the financial services group Prudential. According to the latest numbers, the average British male’s taking…
Best Budgeting Apps for 2025: Real Tools That Actually Help Let me be clear: not all budgeting apps are worth your time. Some are glorified calculators, others are bloated with features you’ll never use. But in 2025, a few standout tools actually deliver. Whether you’re just trying to stop bleeding money each month or you’re…
Let’s settle this once and for all. If you’ve ever googled “Revolut vs Wise vs Monzo,” you already know the competition is fierce. Each has carved out a strong reputation in digital banking—but depending on your needs, one will suit you better in 2025. Here’s our side-by-side breakdown, plus our take on who wins each…
A new survey has highlighted what are considered to be the steepest challenges for young Britons when it comes to managing their finances, with pensions, savings, and writing a Will among the foremost issues. The list of what are assumed to be top priorities for young people aiming to take control of their finances as…
Zero-Based Budgeting Explained: Why It’s Not Just for Spreadsheet Nerds If budgeting feels like guesswork to you – or you constantly find yourself wondering “where did it all go?” at the end of the month – it’s time to look at zero-based budgeting. It’s not just another method. It’s a mindset shift. Here’s the deal:…
The financial services operation of Marks and Spenser (M&S) is to enter the UK’s retail banking market as a provider of current accounts among other mainstream products, it has been announced. Around 50 new bank branches branded with the well known M&S logos are now set to open over the course of the next few…
Taking on a personal loan is a significant step for anyone and particularly at the present time in light of the determinedly testing economic environment. Most families have experienced some squeeze on their spending power or have been met with significant financial challenges during the past few years. And while there is no escaping the…
Lloyds Banking Group is closing another 55 branches, bringing the total number of closures to nearly 300 by 2026. This includes branches of Lloyds Bank, Halifax, and Bank of Scotland in towns from Surbiton to Port Talbot. So why all the closures? Well, Lloyds is making some big changes to cut costs and encourage customers…
Setting money aside in a savings account has long been a tough challenge for many thousands of families across the UK, with the parlous state of the UK and European economies of late making matters all the more uncertain for many. One way in which you can give yourself a much better chance to get…
Let’s face it—your money deserves to earn more. But with interest rates changing constantly and banks hiding the real terms in fine print, it’s hard to know where to stash your savings. In 2025, there’s no excuse for earning less than 4% interest unless you absolutely need instant access. So let’s compare the best savings…