May 31, 2012 / Posted in  Advice, Borrowing, credit card, Finance, guide, Money

Inefficient use of credit cards is costing UK consumers considerable sums of money on an annual basis, according to the price comparison company MoneySupermarket, which has published a list of hints on how to avoid falling into that particular trap.

Using a card with a low interest rate of course will help you keep the associated costs down and it is well worth shopping around the find out where the best deals are to be found...

May 6, 2012 / Posted in  Advice, guide, How To, Money

Finding enough spare money or savings to set off on holiday has proven an unrealistic ambition for many cash-strapped British households in recent years and it is perhaps more important than ever to find ways of keeping holiday costs to a minimum. The good news is that there are ways to make that happen and still to have plenty of family fun in the sun.

One way of giving yourself a better chance of getting away on holiday this year is to use a travel rewards credit card like the one being offered by American Express right now. There are other loyalty card and discount schemes run by rival credit card companies as well and while you will have to spend considerable sums in order to qualify you could make some really worthwhile savings as well.

Economic conditions around the UK don’t seem to have improved much over the past year but there is evidence to suggest we are ...

April 28, 2012 / Posted in  Advice, Banking, guide, Money

Remaining calm and mapping out a realistic strategy is a far more effective way to manage your finances than worrying about potential money problems or the position you’re currently in. That’s according to a new study on the subject from National Savings & Investments (NS&I).

Setting money aside as savings can be a real struggle for many of us, and the UK’s economic difficulties of recent years mean these efforts have become both more challenging and more important than ever...